Work Experience

SL. No.	From Date	To Date	Employment		Practice		Area of Work
			Name & Address of Employer	Designation	Advocate / CA / CS / CMA	Name of Firm & Firm Registration Number, if applicable
1	23/03/2005	31/03/2019	Banque Saudi Fransi, Head Office, Riyadh	Head Portfolio Risk Department			Credit Risk Management, Loans processing and credit adjudication, Credit risk rating models, Risk Appetite Matrix design and monitoring, IFRS 9 provisioning, Expected credit loss computations for each loss account.
2	28/06/2001	19/03/2005	ING Vysya Bank ( now Kotak Mahindra Bank) MG Road Bengaluru	Vice President Market Risk Department			Market Risk - Liquidity and Interest Rate risk management. Tracking and maintaining Net Interest Margin of Bank. Pricing of deposits and loans. Maintain Contingency Bond Portfolio for liquidity management. RBI reports and answering queries from RBI. Attend to Audit reports and their closure. Implemented ALM Software system( IPS Sendero) for bank.
3	29/11/1982	24/03/2001	Canara Bank 112, JC Road Bengaluru	Senior Manager			Credit Risk origination, credit risk adjudication, distressed credit management, NPA accounts recovery, Operating Agency cases of BIFR including attending BIFR hearings at New Delhi